So I got this pre-approved application thing for a Visa Black card. Sure does look fancy. The credit card is made of carbon. The benefits?
1. Limited Membership
2. 24-hour Concierge Service
3. Exclusive Rewards Program
4. VIP Airport Lounge Access
I don't care about #1. #2, I just use the internet. #3, well, I really do not buy that much stuff. #4, that would be cool.
The downside? The $495 annual fee. Yikes!
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